What you need to know about Nevada Health Link’s 2025 open enrollment period

LAS VEGAS (KTNV) — Fall means vacation, cooler temperatures and it’s time to review your health insurance plans.

The 2025 open enrollment period is scheduled to begin November 1, 2024 and run through January 15, 2025.

Nevada Health Link has already posted health insurance plans on its website so Nevada residents can check rates and see if they qualify for government assistance to lower the cost of monthly premiums.

“Window shopping provides a glimpse into what Nevadans can expect from their health insurance costs and coverage for the upcoming plan year,” said Russell Cook, executive director of Nevada Health Link. “The value of health insurance cannot be overstated. As the cost of medical care continues to rise, the need for insurance becomes even more important and sometimes even life-saving.”

During open enrollment, Nevada Health Link offers 86 qualified health plans in Clark County and Nye County. These include the following carriers:

• Aetna Health
• Anthem Blue Cross Blue Shield
• Nevada Health Plan (HPN)
• Imperial Health Plan
• Molina Healthcare
• Select Health
• SilverSummit Health Plan (Ambetter)

Nevada Health Link will also offer 18 qualified dental and vision plans through a partnership with VSP Vision Plans.
All plan options and rates can be viewed using the Window Shopping feature on the Nevada Health Link website.

For more information about enrolling in 2025, call customer support at 1-800-547-2927 or visit the website at NevadaHealthLink.com.

The cost of insurance and prescriptions is a concern for many voters this election season.

“The ACA was designed for upfront insurance, but it doesn’t work. Why? Our rates are the highest in the history of the world “This is absurd,” said Patrick Casale, an insurance broker who specializes in health insurance coverage for small and large businesses. “The new cost of prescription plans is rising ridiculously and it will get even worse in 2026.”

According to Forbes, Nevada ranks 45th out of 50 states in insurance costs.

The average annual premium for people with individual coverage through their employer’s health plan is $1,519.33 and the average annual deductible is $1,770.67.

The five states with the highest health insurance rates are North Carolina, South Dakota, Nebraska, Florida and Texas.

Forbes financial advisors also have some helpful tips for choosing affordable health insurance.

• Shop around and don’t settle for the first plan that comes to mind.
• Get quotes from multiple providers.
• First, assess your health needs and risks. Then look for a plan that addresses them directly.
• As you near retirement age, shop around for the best senior plan. Plans designed specifically for seniors provide coverage tailored to common health concerns and needs later in life.
• The largest healthcare companies are not always the best choice for everyone.