A marketing manager for £95,000

Profession: Head of Marketing
Industry: hospitality
Age: 34
Location: Hampshire
Salary: £95,000
Paycheck amount: £5,400
Number of roommates: Three: my husband (M) and two children (C and S).
Pronoun: You/them

Monthly expenses

Housing costs: Mortgage of £1,750 (including overpayment).
Loan payments: None.
Savings? £80,000 and shares of £18,000.
Pension? Yes. I follow the principle that every time I get a salary increase, I increase my pension by 1%. At my current job, I negotiated a higher pension contribution with my employer – he pays 11% if I contribute 7% – but I also increased my contributions to 11%.
Utilities: £125 notes, £35 water, £157 council tax.
All other monthly payments: £700 childcare, £219 car leasing, £17 internet, £60 cleaner, £30 dog walker, £38 gym. Subscriptions: £26 contact lenses, £17 Spotify Family, £9 Netflix, £7 Audible, £7.99 Disney+, £50 charity (doubled by my employer).