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Law Roach Talks New Book “How to Build a Fashion Icon”

Law Roach Talks New Book “How to Build a Fashion Icon”

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    Law Roach Talks New Book “How to Build a Fashion Icon”

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Law Roach joins Hoda and Jenna to share his passion and wisdom from his first book, How to Build a Fashion Icon: Notes on Confidence from the World’s Only Image Architect. Roach details his journey to finding his confidence and designing looks for stars like Zendaya, and the values ​​his grandmother instilled in him.September 30, 2024

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    Law Roach Talks New Book “How to Build a Fashion Icon”

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    Kate McKinnon remembers her family reenacting “SNL” as a child

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    06:42

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    10:22

  • Lamorne Morris calls out Jake Johnson over the ‘New Girl’ reunion

    01:24

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Chlorine products manufacturer BioLab has experienced fires and chemical leaks in the past

Chlorine products manufacturer BioLab has experienced fires and chemical leaks in the past

“Our top priority is to keep the community safe and our teams are working around the clock to respond to the current situation at our facility in Conyers, Georgia,” BioLab said in a written statement. “We continue to work with first responders and local authorities and have deployed specialized teams from other states to the site to augment and support their efforts. We are all focused on resolving the situation as quickly as possible.”

BioLab is part of Lawrenceville-based KIK Consumer Products, which includes brands such as Comet, Greased Lightning and Spic and Span. KIK acquired BioLab in 2013 to expand its pool and spa treatments business. BioLab has operated in Conyers since 1973, and incidents at the facility date back decades.

In September 2020, during the COVID-19 pandemic, I-20 was closed for more than six hours due to a chemical reaction causing a cloud of chlorine vapor to rise from the BioLab facility in Conyers. Surrounding businesses were evacuated and residents were asked to shelter in place. Firefighters responded and the U.S. Chemical Safety and Hazard Investigation Board dispatched a team to investigate the incident. A company spokesman said at the time that the cause was exposure to water within the facility.

According to a complaint report from the Georgia Environmental Protection Division, in 2016, the Rockdale County Fire Department responded to a chemical decomposition incident of a swimming pool chemical that emitted smoke at the BioLab facility.

In 2004, a fire that contained about 12.5 million pounds of pool chemicals and oxidizers broke out in a BioLab warehouse at the Conyers facility, prompting thousands of residents to evacuate. People sought shelter at House Elementary and Heritage High School, according to an EPA pollution report.

To fight the fire, an environmental protection company hired excavators and tore down one of the walls of a warehouse to flood the area with water. Georgia EPD investigated drainage issues that resulted in a “significant fish kill” in VFW Lake two days after the fire. Georgia EPD worked with BioLab on the restoration.

“The impact of the cloud was felt more than 50 miles away,” the EPA said on its website.

BioLab had no immediate comment Monday in response to questions about its past incidents.

A BioLab facility in Westlake, Louisiana, also experienced numerous problems.

After Hurricane Laura struck the area in August 2020, a major fire at the BioLab facility in Louisiana caused the release of chlorine gas and caused significant damage to the facility.

The CSB said in a news release about its investigation into the 2020 incident in Louisiana that the facility produces pool and spa chemicals that contain trichloroisocyanuric acid, which, when “contacted with small amounts of water and does not dissolve, causes a chemical reaction.” Reaction that generates heat and causes the decomposition of TCCA, producing toxic chlorine gas.”

The 2020 fire in Louisiana led to supply chain shortages that impacted the pool and spa industry in 2021 and 2022, according to Pool Magazine.

BioLab celebrated a “grand reopening” of its Lake Charles facility in Westlake, Louisiana in November 2022.

“We are pleased to reopen our BioLab facility in time to support the 2023 pool season and fulfill our promise to the Lake Charles community to rebuild,” KIK Consumer Products CEO Michael Sload said in a written statement. “We look forward to continuing our more than 40-year history in Lake Charles for years to come, providing millions of American families with products that help keep their spas and pools safe and clean.”

Then-Director of Operations for BioLab at the Westlake facility, Don Brunette, said in a statement about the reopening in 2022: “We are excited to welcome our team back to our newly constructed facility, which is one of the most modern trichlorine production facilities in the World is.” of the world and even stronger and safer than before.”

In March 2023, a chlorine leak at the same Louisiana plant reportedly caused an hours-long cloud over the town of Westlake.

And in July 2024, a fire at the Westlake facility caused the closure of part of I-10 and a shelter in place, according to news reports.

The CSB identified several safety issues in its 2023 report on the 2020 Louisiana BioLab fire, including the need to prepare for extreme weather conditions, a delay in the company’s response, the need for automatic extinguishing systems and the lack of regulation of the chemical as part of the risk management of the EPA rule.

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Medicine Game: Insights into the new CFL original production

Medicine Game: Insights into the new CFL original production

TORONTO – In a documentary full of powerful moments, one in particular stands out in the CFL original, Medicine Game.

Levi Horn speaks with his players, members of the Indigenous U18 women’s team that will compete in the women’s national championship in Fredericton, N.B., last summer.

“Be clear,” he tells the team. “This is an important day. They represent us. You wear this name for Canada on your chest. If football was easy, everyone would do it. We have about 20 ladies representing all of Indigenous Canada. It is important. ”

As he addresses her, he leads her through smudging, a sacred First Nations ceremony that cleanses the mind, body, heart and soul of anyone who enters the ceremonial area.

“This is our medicine. Sport is our medicine,” he continues. “It’s an honor to play and represent out here. Think about the people who have done it before us. People had to give their lives so we could come here and play this medicine game. Many people. There are many women out there who are still missing.

“Remember, when things get tough, think about the women we don’t have right now, okay? Think about these women. You play for them, you represent them. To all the young ladies… your sacrifice for our people and what we are doing here to change the game so other little local girls know they can come here and let off steam.”

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The Indigenous women’s under-18 team went 2-1 in the national championship tournament this summer (CFL.ca)

Cinematographer Colin Wouda directed the piece. He spent about a week with the team, visiting athletes and coaches in the Fort MacKay First Nation and accompanying them through training camp in Winnipeg and on to Fredericton.

The result is an up-close and personal look at a team that is unique: an all-Indigenous women’s tackle football team made up of players from across Canada. The team began competing in 2023.

“It feels very homey, no other team would make me feel that way,” said Gabrielle Gladue of Fort MacKay, Alta. “I think it’s mostly because we all come from different places, but deep down we all know what we’re going through on these reservations and all that stuff. This makes you feel more together. We all lift each other up.”

“They understand where everyone is coming from,” head coach Samantha Big Swallow said. “You all know what it’s like to be an Indigenous woman. Some come from good families, others from less good families. They are all here for the same reason and everyone is there to support each other. It brings out that sense of pride.”

The challenges facing First Nations communities across the country are no secret. The lack of clean drinking water has a profound impact on these communities – as on any other community – and remains unresolved.

“We have kids who live in the cities, who live on the reservation, who live in foster care,” Big Swallow said. “I really feel like it’s more like a parent saying, ‘I want my child to experience normalcy.’ For many families, it’s normal to eat three meals a day and get a cup of water from the tap. Many communities require you to ration your water. Just having the opportunity to live normally for a while.”

Amid the challenges mentioned, given the heartbreaking information we have about Canada’s missing and murdered Indigenous women, and the lasting impact of residential schools, we recognize the power that sport, and especially football, can have as a unifying force, as a tool for building communities. This is evident in Horn’s speech and in how these girls from across Canada come together to compete in this national tournament.

Game day, Big Swallow said, was a special moment for the team.

Being a part of the Indigenous team meant something to everyone involved, including players and coaches (CFL.ca)

“I think a big part of it comes down to me putting on the jersey and realizing that I am the person I represent. Representing Indigenous youth and Indigenous women in my community and Canada as a whole. When that representation comes to mind, it’s like, ‘Okay, I have to show up.'”

The team won its first game of the summer, defeating the Ontario Black team 32-21. As the program continues to grow, the coaches and players know they can create a wave of influence and change, opening doors for Indigenous players who may not have considered football as an option. The team finished the tournament with a 2-1 record.

“It feels so great. We all represent our reservations, our ancestors, and everyone back home. It feels so great, it feels like a once-in-a-lifetime experience,” Gladue said.

“There is no ceiling above us that we cannot break,” Big Swallow said. “We are Aboriginal people, we come from the stars so we can reach the universe, really work together and achieve the best possible outcome by becoming a champion.” I really believe these girls have that in them. We as coaches have the understanding to get them this far. I know there are many more girls who want to be a part of it. We can get there, we just need your girls to come out and help us get there.”

The words the team said as they broke up their group resonate beyond the game.

“Who are we?”

“Strong!”

“Who are we?”

“Capable!”

“Where do we belong?”

“Right here, right now.”

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Before Joker: Folie À Deux, IMAX speaks with filmmakers during pre-production

Before Joker: Folie À Deux, IMAX speaks with filmmakers during pre-production

After half a decade of waiting, the long-awaited sequel to joker – Joker: Folie À Deux – is finally ready to hit theaters and fans couldn’t be more excited. Todd Phillips’ original masterpiece, which scored a rare genre nomination in the Best Picture category, has continued to grow in popularity since its initial theatrical release, and if the trailers are anything to go by, the second season looks just as bold . It looks really nice too.

Of course, credit for this eye-catching look goes to the talented crew that worked on the film. Cinematographer Lawrence Sher and everyone in his department did a fantastic job here executing Phillips’ vision, which makes frequent use of color, perspective and scale to enhance the story. To achieve this, they worked closely with IMAX, as the film was part of the premium format giant’s Filmed For IMAX program.

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More toll roads are on the horizon under the government’s latest action plan

More toll roads are on the horizon under the government’s latest action plan







More toll roads are on the horizon under the government’s latest action plan



































































































































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YouTube blocks music videos from several artists in the dispute

YouTube blocks music videos from several artists in the dispute

YouTube blocks music videos from several artists in the dispute

Since Saturday, numerous YouTube videos featuring music by well-known artists such as Adele, Green Day, Bob Dylan, Nirvana and REM have no longer been accessible to viewers in the USA.

For example, if you try to play Bob Dylan’s iconic song “Like a Rolling Stone,” you will receive a message saying that the video is unavailable due to content owned by SESAC, a music rights organization. It is important to note that not all of these artists’ videos are blocked. Some may remain available due to exceptions or oversights in the current dispute.

YouTube has attributed the removal of many popular songs to an ongoing disagreement with SESAC, which represents over 35,000 artists and publishers.

In a statement, YouTube expressed regret over the situation: “Despite our best efforts, we were unable to reach a fair settlement before the deadline.” We take copyright law very seriously and therefore the content represented by SESAC is not available on YouTube in the US more available. We are in active discussions with SESAC and hope to reach a new agreement as soon as possible.”

This issue parallels a similar dispute earlier this year between Universal Music Group and TikTok, which resulted in songs by major artists such as Taylor Swift and Billie Eilish being removed from that platform.

Unlike Universal Music Group, SESAC is not a record label, but rather a rights organization that collects royalties for songwriters and publishers and works similarly to ASCAP and BMI. In addition to the artists mentioned above, SESAC also represents talents such as Burna Boy, George Clinton, Kenny Rogers, Kings of Leon and many others.

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Samsung Galaxy A55 current price in Pakistan and features
Samsung Galaxy A55 current price in Pakistan and features

The Samsung Galaxy A55 is available in the market with great features. The…

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Patrick Mahomes reveals his first reaction to Rashee Rice’s injury after the collision

Patrick Mahomes reveals his first reaction to Rashee Rice’s injury after the collision

The Kansas City Chiefs went 4-0 with a victory over the Los Angeles Chargers on Sunday, but it came at a high price: Top receiver Rashee Rice suffered what appeared to be a serious knee injury after colliding with Patrick Mahomes both players tried to make a tackle after a Mahomes interception.

We’re still waiting for an official diagnosis, but the early signs aren’t good: Andy Reid sounded extremely concerned in his postgame press conference, while ESPN’s Adam Schefter reported that the Chiefs fear Rice has torn his ACL. Mahomes was closer to the game than anyone else and his reaction should make any Chiefs fan nervous.

Mahomes’ first step was to take responsibility for the game: the collision itself was a fluke, but it was his interception that ultimately got things rolling.

“Rashee made a really good play,” Mahomes said, h/t ProFootballTalk. “I tried to tackle the guy but obviously ran into him. ‘If I don’t turn the ball over, that never happens.’

Mahomes then expressed his own perspective on what happened, adding that Rice is a tough player and it’s always a cause for concern when a teammate is sent off.

“I didn’t know exactly what happened because I tried to make the tackle,” Mahomes said. “I knew it wasn’t good.”

Of course, if Rice’s injury were to turn into a worst-case scenario, it would be a huge blow to him and his team.


Kansas City remains undefeated, but its 4-0 start is just a few steps away from 2-2 or even 1-3. The offense has shown increasingly worrying performances in recent weeks; The much-anticipated return of the vertical passing game was cut short by Hollywood Brown’s injury, and the loss of Rice would eliminate the primary source of the tough throws Mahomes has increasingly come to rely on. Travis Kelce looked a little more like himself in Sunday’s win, but with Brown and Rice on the roster (not to mention running back Isiah Pacheco), the Chiefs’ margin for error becomes dangerously low.

The Chiefs will receive an official prognosis for Rice after an MRI scan on Monday.

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Grimsby Town: Goalkeeper Eastwood will be out for six months after surgery

Grimsby Town: Goalkeeper Eastwood will be out for six months after surgery

Grimsby Town goalkeeper Jake Eastwood will be sidelined for six months after undergoing surgery to repair his patellar tendon.

Eastwood was sent off after conceding the first goal in Grimsby’s 3-2 win over Carlisle United in League Two on Saturday.

The 27-year-old slipped against a goal post while trying to block Sam Lavelle’s header and fractured the patellar tendon in his knee. He had to be replaced by 17-year-old Seb Auton, who made his senior team debut.

“Such a sharp piece of metal should not be sticking out directly behind the post. These goals are used a lot but it’s obviously a design flaw because that shouldn’t happen,” Mariners head coach David Artell told BBC Radio Humberside.

“Because of the design of a goal, we are now losing a goalkeeper for a long time.

“If it’s any consolation it’s his knee and not his head because it could have been absolutely disastrous.”

Artell said Grimsby began looking for a replacement goalkeeper at half-time of the game at Brunton Park.

Having also lost Jordan Wright to a shoulder injury, Auton is the only goalkeeper in the first team squad ahead of Tuesday night’s game at league leaders Gillingham.

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10 Best Online Business Bank Accounts Reviewed for 2024

10 Best Online Business Bank Accounts Reviewed for 2024

You can open an account online with many traditional banks, but online-only banks still gain an edge for their attractive interest rates and little to non-existent banking fees. Apart from generous yields and low fees, the best online business banks will also provide user-friendly platforms, ATM accessibility, and banking products and services that streamline your business operations. In addition, excellent customer service is essential since engagement is mostly digital.

Here is a list of our 10 best online business banks.

  • Best overall online business bank: Bluevine



    Provider is a fintech platform, not a bank. It provides FDIC insurance and deposit services through a partnership with Coastal Community Bank.

  • Best for robust startup services and free wire transfers: Mercury




  • Best for large teams seeking more accounts and debit cards: Relay



    Provider is a fintech platform, not a bank. It provides FDIC insurance and deposit services through a partnership with Thread Bank.

  • Best high-yield bundled business accounts and free payment software: Grasshopper Bank



    Member FDIC

  • Best full-service banking and uncapped interest: First Internet Bank



    Member FDIC

  • Best for speedy fund access and express payments: Novo



    Provider is a fintech platform, not a bank. It provides FDIC insurance and deposit services through a partnership with Middlesex Federal Savings.

  • Best high-APY savings and SBA financing: Live Oak Bank



    Member FDIC

  • Best for freelancers and self-employed professionals needing tax preparation tools: Found



    Provider is a fintech platform, not a bank. It provides FDIC insurance and deposit services through a partnership with Piermont Bank.

  • Best for budgeting and multiple software integrations: North One



    Provider is a fintech platform, not a bank. It provides FDIC insurance and deposit services through a partnership with The Bancorp Bank, N.A., Member FDIC.

  • Best for built-in accounting and high-yield savings: Lili



    Provider is a fintech platform, not a bank. It provides FDIC insurance and deposit services through a partnership with Sunrise Bank N.A., Member FDIC.

Best online business banks quick comparison

The table below reflects the top factors we evaluated for the 10 best online business banks.

Bluevine: Best overall online business bank

Our rating: 4.55 out of 5

Image: Bluevine

Bluevine is an excellent fintech solution that offers three business checking options with competitive rates, unlimited debit card cash back, and a top-tier line of credit. You can access multiple accounting and business payment software, extended FDIC insurance of up to $3 million, and speedy international payments. Applying for a Bluevine checking account is convenient and can be completed online in minutes. Approvals can also be as fast as 24 hours.

Why we chose it

We picked Bluevine as the overall best because, apart from the easy online application for scalable business accounts, you can also apply for the best line of credit financing online. As a starter account, Bluevine Standard offers a good APY of 2.0% for up to $250,000 for qualifying deposits. As your business balances increase, you can switch to Bluevine Plus and Bluevine Premier to access higher rates of 3.0% to 4.25% and lower fees for same-day ACH and outbound wire transfers. For Bluevine’s line of credit, the qualifications are lower than other providers. You just need a minimum annual revenue of $120,000, and your business must be operating for 12-plus months.

Bluevine Standard checking account also lets you save a lot with no required opening deposit, monthly fee, or standard ACH fees. Domestic wire transfers are also free, and transactions are unlimited. Unlike some online providers, Bluevine lets you deposit cash at Green Dot



Cash deposit fee at Green Dot retail locations is up to $4.95 per deposit.

and Allpoint+ ATMs



Cash deposit fee at Allpoint+ ATMs is $1 plus 0.5% of the deposit amount.

.

Monthly fees

  • Bluevine Standard: $0
  • Bluevine Plus: $30; waivable by having:
    • An ADB of $20,000 across your Bluevine checking account, including subaccounts.
    • A spend of $2,000 monthly using your Bluevine debit or credit card.
  • Bluevine Premier: $95; waivable by meeting:
    • An ADB of $100,000 across your Bluevine checking account, including subaccounts.
    • A spend of $5,000 monthly using your Bluevine debit or credit card.

Features

  • FDIC insurance of up to $3 million.
  • Welcome bonus available for qualifying balances.
  • Business credit card with unlimited cashback and no annual fee.
  • Free ATM access at over 37,000 MoneyPass locations.
  • Lines of credit of up to $250,000 at low rates.
  • International payments to 32 countries in 15 currencies.
  • Quickbooks, Xero, and Wave integrations.
  • Wise, Venmo, CashApp, and Square compatibility.

Pros and cons

Pros Cons
High business checking APY rates No savings products.
Account applications take minutes and can be approved within 24 hours. $2.50 for non-network ATM use, plus third-party operator fees.
No minimum balance requirement or monthly fee for Bluevine Standard. No ATM fee reimbursement.

Mercury: Best for robust startup services and free wire transfers

Our rating: 4.38 out of 5

Mercury logo.
Image: Mercury

Mercury is a fintech that supports startups, ecommerce, and venture capital firms. It offers a fee-free checking account with solid startup products and services, like venture debt, simple agreements for future equity (SAFEs), and investor community programs. Applying for an online account takes 10 minutes, and approvals are typically done in a day or two. Mercury protects your funds through its online risk management tool, Mercury Vault. You can access high FDIC coverage of up to $5 million via sweep networks with partner banks.

Why we chose it

Mercury stands out from other financial providers for its wide array of startup solutions. It offers an investor database and networking program where company founders can pitch ideas, raise funding, and get a mentorship opportunity. Startup firms can also save by opening a largely fee-free business checking account with no initial deposit or monthly fee. Additionally, you won’t worry about receiving and sending domestic and international wire transfers since no fees are charged.

Eligible users can also get a no-annual-fee Mercury corporate card that earns 1.5% cash back on all purchases. The only downside is that Mercury lacks a cash deposit option to fund your account.

Monthly fee

  • Mercury Business Checking: $0.
  • Mercury Plus: $35.
  • Mercury Pro: $350.

Features

  • Mercury investor database and Mercury Raise program for networking and funding.
  • SAFE is an early financing option for startup companies.
  • Physical and virtual debit cards.
  • 14 subaccounts.
  • QuickBooks, Netsuite, and Xero accounting software integrations.
  • Compatible with Shopify, Stripe, Square, Zapier, Amazon, and PayPal.
  • Advanced accounting automation under a subscription plan.

Pros and cons

Pros Cons
Accounts have unlimited transactions and no monthly fees or opening deposits. No cash deposit support.
No wire transfer fees. Cannot open sole proprietorship and trust accounts.
FDIC insurance coverage of up to $5 million. Checking and savings accounts are non-interest bearing.

Grasshopper: Best high-yield bundled business accounts and free payment software

Our rating: 4.28 out of 5

Grasshopper logo.
Image: Grasshopper

Another top choice for the best online bank for business accounts is Grasshopper Bank, where online applications for a business checking account take only five minutes. The initial opening deposit requirement is $100, but no monthly fees will be charged. Grasshopper offers two types of the best online business banking accounts: Innovator and Accelerator. Innovator is designed for small businesses and mid-sized companies, while Accelerator is created for early-stage startups and venture capital or private equity firms. Grasshopper’s other products include money market accounts that provide higher APYs if you combine them with a checking product, startup banking services, treasury management, commercial real estate (CRE) loans, and SBA loans.

Why we chose it

Grasshopper is a digital bank that made it to our list for its uncapped APY of up to 2.25% under its Accelerator Checking product. Pairing your checking account with an Accelerator Money Market Savings Account can push up your APY earnings to 4.0% as long as you maintain a balance of over $50,000. Combined with unlimited transactions, no monthly fees, and cash back on debit card purchases, your reserve funds are bound to grow with Grasshopper. Additionally, you can take advantage of its integrated payment and invoicing software, Autobooks, which normally costs $9.99 each month.

Grasshopper Bank offers fee-free ATM transactions at 45,000 MoneyPass and SUM network ATMs but does not provide a cash deposit option.

Monthly fees

  • Grasshopper Innovator Checking: $0.
  • Grasshopper Accelerator Checking: $0.

Features

  • Up to 4.0% APY when paired with an Accelerator Savings Account.
  • Unlimited 1% cash back on online and signature-based purchases.
  • Free physical and virtual Visa rewards debit cards.
  • Free bill pay and check deposit services.
  • Free domestic ACH and wire transfers for qualified balances.
  • Autobooks, QuickBooks, and Plaid integrations.
  • FDIC insurance of up to $125 million.
  • US-based customer support via phone, email, chat, and secure message.

Pros and cons

Pros Cons
Interest-bearing account. Minimum $100 opening deposit.
No monthly or transaction fees. Cash deposits are not accepted.
Cash back on debit card purchases.

Relay: Best for large teams seeking more accounts and debit cards

Our rating: 4.23 out of 5

Relay logo.
Image: Relay

Ideal for multi-member teams, the digital fintech Relay offers a business checking account that has no required minimum balance, opening deposit, or monthly fee. You get customizable debit cards, additional subaccounts, and low outgoing wire transfer fees. Apart from its free business checking account, Relay also offers a higher-tier plan, Relay Pro, which costs $30 monthly. Under Relay Pro, you get 50 same-day ACH transfers, fee-free wire transfers, and the option to batch bill payments. In addition, you can also open up to two business savings accounts with tiered APY from 1% to 3%.

Why we chose it

With Relay, businesses with large teams can open up to 20 reserve accounts and up to 50 physical and virtual debit cards, making it easy to organize your company funds and control your spending. Collaboration is also simple by setting up different employee permissions. You can allow specific team members to create ACH, wire, and check payments, and pay and approve bills. If you and your staff need instant real-time answers, you can also use Relay’s 24/7 virtual assistant or connect to a live agent to get accurate information within the day.

Relay users can perform unlimited transactions and deposit and withdraw for free at Allpoint ATMs. Another option is to deposit cash at Green Dot retail locations for a fee of up to $4.95.

Monthly fees

  • Relay Business Checking: $0.
  • Relay Pro: $30; not waivable.

Features

  • Tiered APY for Relay business savings accounts.
  • Shared account access.
  • Debit cards can be customized.
  • AI chatbot, including email, chat, and phone support.
  • Integrates with QuickBooks, Xero, Gusto, and Plaid.
  • Compatible with PayPal, Stripe, Square, Wise, and Venmo.
  • Relay Visa® Credit Card is available by invitation.
  • Free outgoing wires and same-day ACH under Relay Pro.

Pros and cons

Pros Cons
Fee-free incoming wire transfers. Checking accounts does not earn APY.
20 subaccounts under a single ID (10 for sole proprietors). Lacks business lending products.
FDIC insurance coverage of up to $3 million.

First Internet Bank: Best full-service banking and uncapped interest

Our rating: 4.16 out of 5

First Internet Bank logo.
Image: First Internet Bank

The Do More BusinessTM Checking product of First Internet Bank offers unlimited transactions and no monthly fees. You also won’t be charged for ACH and ATM fees, although third-party operator charges can apply. The good news is that First Internet Bank provides ATM fee refunds of up to $10 monthly. Your checking account also integrates with popular accounting and business payment software, QuickBooks, and Zelle. The bank lets you earn a higher yield through its Balance Optimizer feature, where you can set up a daily target balance and move your excess money automatically from your checking to a money market or business savings account for better yields.

Why we chose it

Although First Internet Bank’s Do More BusinessTM Checking account has a lower APY than others at 0.50%



To earn this APY, you need to maintain a $10,000 daily balance.

, its interest remains uncapped. It also provides a full suite of business banking products, so if you’re looking to have all your business banking, financing, and cash management in one place, it is the right choice. You can conveniently open other business products online, such as high-yield CDs, business savings, and money market accounts, including lines of credit, SBA loans, and CRE loans. Merchant services are also available, along with treasury management.

First Internet Bank does not charge ATM fees, but third-party fees can apply. Note that users cannot make cash deposits. Compared to other providers, its customer service hours are also longer. You can reach a bank representative from 7 a.m. to 9 p.m. on weekdays and 9 a.m. to 3 p.m. on Saturdays.

Monthly fees

  • Do More BusinessTM Checking: $0

Features

  • Uncapped 0.50% APY for accounts with $10,000 daily balance.
  • Integrates with QuickBooks and Zelle.
  • Refunds ATM operator surcharges up to $10 monthly.
  • Remote deposit capture, bill pay, and sweep services.
  • Cash flow forecasting via Cash Flow Analysis.
  • Maximum interest using Balance Optimizer.
  • Money market, savings, CDs, and lending.
  • Chat, phone, and email support daily, except Sundays.

Pros and cons

Pros Cons
No monthly fees and unlimited transactions. $100 opening deposit.
$10 ATM fee monthly refunds. No subaccounts are available.
Extended customer service hours. No free wire transfers.

Novo: Best for speedy fund access and express payments

Our rating: 4.14 out of 5

Novo logo.
Image: Novo

Another notable addition to the best online business banks is Novo with its fee-free business checking account, which frees users from paying monthly fees, standard ACH fees, and incoming domestic wire transfers. You can receive your Stripe payments faster through Novo Boost while sending payments quickly using Express ACH. In addition, you can get ATM fee refunds of up to $7 monthly and send international payments for a low fee since Novo partners with Wise.

Why we chose it

Novo is a great online provider for small businesses that rely on fast collection of customer payments to boost their working capital. You won’t need to wait for days for Stripe payouts and can receive them in a matter of hours. You can also increase your product inventory by paying your suppliers through Express ACH, where payments can be reflected on the same day. With Novo, organizing your business expenses is also easy since you are allowed up to 20 reserve accounts to help you categorize your income and expenses.

Novo Business Checking has unlimited monthly transactions but does not offer an APY. Cash deposits can be done only through money orders.

Monthly fee

  • Novo Business Checking: $0.

Features

  • Physical and virtual debit cards.
  • ATM fee refunds each month.
  • Free incoming wire transfers and standard ACH fees.
  • Low-fee international payments from Wise partnership.
  • Integrates with QuickBooks, Stripe, Square, and PayPal.
  • Free and unlimited invoicing.
  • Discounts on QuickBooks, Stripe, and Google Cloud through Novo perks.
  • Up to $75,000 merchant cash advance via Novo Funding.

Pros and cons

Pros Cons
Up to $7 monthly ATM fee refunds. No APY.
No opening deposit or monthly fee. Cash cannot be deposited directly
Can receive payments faster via Novo Boost. No savings products.

Live Oak Bank: Best high-APY savings and SBA financing

Our rating: 4.01 out of 5

Live Oak Bank logo.
Image: Live Oak Bank

Live Oak Bank is an online-only bank that has one of the highest APY (4.0%) in the market. With no required opening deposit, monthly fee, and only a 1-cent requirement to earn interest, it is an easy choice for businesses seeking additional earnings for idle funds. You can also access an FDIC-insurance coverage of up to $10 million via its insured cash sweep program.

Why we chose it

It is easy to see why Live Oak Bank is often included in the best business savings accounts roundup with its excellent high-yield savings product on balances above one cent. As one of the best online banks for businesses, you can access multiple products, such as business checking, certificates of deposit, Small Business Administration (SBA) loans, and commercial loans. If SBA financing is one of your business needs, you can readily apply online. It is one of the top SBA lenders from 2023 to 2024, with a total loan volume of $1.4 billion-plus as of September.

Monthly fees

  • Live Oak Bank Business Savings: $0.

Features

  • High-yield CDs.
  • No incoming wire transfer fees.
  • Integrates with QuickBooks.
  • Up to $10 million in FDIC coverage through Insured Cash Sweep (ICS).
  • Three business checking accounts are available.
  • SBA loans and commercial lending.
  • Live Oak Express loans from $10,000 to $500,000.
  • Personalized customer service from a North Carolina-based team.

Pros and cons

Pros Cons
No monthly fees for savings. Cash deposit is not allowed.
No minimum balance is required. $19 fee for sending wire transfers.
High interest for savings and short-term CDs. No debit card is issued for savings accounts.

North One: Best for budgeting and multiple software integrations

Our rating: 3.83 out of 5

North One logo.
Image: North One

North One is a fintech platform linking up sales, payments, spending, and budgeting in a single account. It offers a standard bank account you can open online in real time, which requires an initial deposit of $50. No monthly fees are charged. With North One, you can receive unlimited ACH and domestic wire deposits. If you regularly send wire transfers, consider upgrading to North One Plus for lower fees. In addition, you’ll get priority support, an onboarding assistant, and a dedicated manager. North One also offers online applications for lines of credit and term loans of up to $250,000 with easy qualifications.

Why we chose it

Small businesses that need efficient features to manage their day-to-day operations can take advantage of North One’s budgeting tool, Envelopes. You can segregate your funds for different expenses and set up unlimited envelopes. Aside from this streamlined method of allocating your business funds, we also recommend North One for its robust integrations with over 50 accounting software, financial management, invoicing, payments, payroll, and productivity tools. Given these multiple connections with your banking account, you can track your sales, expenses, and payments in one place easily.

North One allows you to deposit cash at Green Dot retail locations for a fee of up to $4.95 with one cash deposit fee refund for Standard users and three for Plus users. You can withdraw cash through the Mastercard®, Maestro®, or Cirrus® ATM network. North One will cover up to two ATM withdrawal fees for Standard customers and up to six for Plus customers. Restrictions apply.

Monthly fee

  • North One Standard Account: $0.
  • North One Plus Account: $20.

Features

  • Account opening approval as fast as three minutes.
  • Physical and virtual cards for each owner.
  • Free bill pay and unlimited ACH and domestic wire deposits.
  • Integrates with QuickBooks, Wave, Patriot Accounting, Zoho, and more.
  • Compatible with Stripe, PayPal, Square, Shopify, Amazon, and eBay.
  • Paper checks can be sent via the North One account.
  • Discounts and free trials of business software and productivity tools.
  • Local customer support is available through phone, email, and live chat.

Pros and cons

Pros Cons
Unlimited transactions. No APY is provided.
Sales, payments, spending, and budgeting are viewed in one place. Lacks interest earnings.
Its budgeting tool helps categorize funds. No savings accounts.

Features

  • Tax tools for payment, auto-saving, and write-offs.
  • Free and unlimited invoices.
  • QuickBooks integration and built-in Found bookkeeping software.
  • Payment integrations include PayPal, Cash App, Square, Stripe, and Venmo.
  • No credit checks and ACH fees.
  • No ATM fees since Found does not charge for ATM withdrawals



    Third-party operator fees may apply.

    .

  • 1.5% APY on balances up to $20,000 for Found Plus subscribers.
  • Customized bookkeeping and priority customer service under Found Plus.

Pros and cons

Pros Cons
No required monthly fee, minimum balance, or opening deposit. Limited to checking products.
Expense tracking with receipt capture. No physical check support.
Free integrated bookkeeping and tax tools. No international wire transfer support.
Daily customer service.

Lili: Best for built-in accounting and high-yield savings

Our rating: 3.75 out of 5

Lili logo.
Image: Lili

Another strong contender for top online banks is Lili for its free business checking and three higher-tier checking options (Lili Pro, Lili Smart, and Lili Premium) tailored for different business needs. It offers a high yield of 4.15% APY for savings accounts, and bookkeeping solutions when you subscribe to its paid plans. You can also create and send unlimited customized invoices and connect your Lili account to different payment apps, such as Venmo, CashApp, or PayPal. For customer support, Lili provides a toll-free phone number and email.

Why we chose it

With Lili’s different checking account options, you can always choose which features match your current business needs. As you scale, you can switch to another Lili Plan. Lili’s combined integrated accounting features and excellent savings account rates make it an excellent choice. Under a paid Lili plan, you can access expense management tools and financial reports, use receipt capture, and automate bookkeeping. You can also benefit from its chat-based AI-assisted accounting, which helps small business owners get personalized responses to accounting queries.

Monthly fees

  • Lili Basic: $0.
  • Lili Pro: $9.
  • Lili Smart: $21.
  • Lili Premium: $33.

Features.

  • Unlimited invoice creation (Lili Smart and Lili Premium).
  • Prefilled tax forms (Lili Smart and Lili Premium).
  • Bookkeeping solutions (Lili Pro, Lili Smart, and Lili Premium).
  • Dun & Bradstreet partnership for analytics and credit reporting solutions.
  • Lili AI Accountant.
  • Debit card cashback rewards.
  • Integrations with QuickBooks, Venmo, PayPal, CashApp, and more.
  • Toll-free phone and email support from Monday through Friday.

Pros and cons

Pros Cons
No monthly fees for the basic tier. Some of the best features are in higher-tier accounts.
4.15% APY on savings accounts. Outgoing wire transfers cost $15.
All paid plans provide bookkeeping tools.

How to choose the best online banks

We looked at the following factors when evaluating and assigning a rating for the best online banks:

  • Monthly fees and waiver conditions.
  • Minimum opening deposit and required maintaining balances.
  • Interest rate offered.
  • ATM fees and transaction limits, including ATM network availability.
  • Cash deposit options.
  • Wire transfer costs.
  • Account features.
  • Business software integrations.
  • Business products and services offered.
  • Customer support availability.
  • App ratings.

Methodology

Before completing the best online business banks roundup, we reviewed the bank’s interest rate offer and fee structure, which includes the monthly fee, opening balance, and ATM fees. In addition, we looked at the ease of account opening and considered the availability of customer support, additional banking products, account features, and app ratings. Cash deposit options and monthly transaction limits were also evaluated.

Frequently asked questions

How do you open a business bank account online?

Opening a business bank account online is easy. You can simply visit the bank’s website, fill out your personal and business information, and submit the required documents for your business entity. After the bank performs verification and approves your account, you can begin depositing funds and linking business software integrations.

How much money do you need to open a business bank account?

Many financial providers don’t have a minimum opening deposit when you open a business bank account, especially fintechs. A few may require an initial deposit from $25 to $100 for business checking accounts and higher opening deposits for savings products, such as money market accounts and certificates of deposit.

What features do the best online business bank accounts have in common?

The best online business bank accounts offer high interest rates, low fees, and $0 monthly fees. Digital providers must also have an easy account opening process with a user-friendly platform. In addition, customer support must be extensive since engagement is non-physical, unlike in brick-and-mortar branches. It will be helpful if the financial institution offers robust features that can simplify business operations, such as accounting software integrations. See our list of the best banks that integrate with QuickBooks.

How long does it take for your business checking account to be opened online?

Opening a business checking account online can be done in a few minutes. However, in some cases, the financial institution can request more information and documents, which may extend the account opening period.

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How to vote early or by mail in a general election

How to vote early or by mail in a general election

The voter registration deadline is next week. If you plan to vote early or by postal vote, you also need to know these dates.

When does early voting start in Indiana?

For the general election, early voting runs from Tuesday, October 8th to Monday, November 4th at 12 p.m.

How to vote early in Indiana

If you are already registered to vote and have a photo ID, you can vote early in person. Check with your county clerk for the location or visit the Indy Votes website.

Indiana Voter Registration Guide:How to check voter status, voting options and what you should know