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Ursuline records a 35-0 shutout against Austintown Fitch | News, sports, jobs

Ursuline records a 35-0 shutout against Austintown Fitch | News, sports, jobs

YOUNGSTOWN – Back-to-back 35-0 victories over Warren Harding and previously unbeaten Austintown Fitch have given the Ursuline Fighting Irish an impressive 5-1 record six weeks into the season.

Irish fans rocked Youngstown State University as Ursuline got the ball first on Friday. After a nice drive, they attempted a 20-yard field goal, but it was blocked by Fitch senior Deonte Stallings.

Ursuline (5-1) forced the Falcons to punt, and the Irish took a 7-0 lead at the end of the first quarter thanks to a 59-yard touchdown pass from DC Ferrell to Devonte Taylor.

Both teams’ defenses forced multiple turnovers on downs, and Fitch senior Rocco DiFlorio ended one of Ursuline’s attacks with a tackle for a loss.

The Falcons (5-1) put together a good drive after a run up the middle by senior Jerome Miller. They then attempted a 47-yard field goal, but it missed with a bang against the right upright.

The Irish took a 14-0 lead after some big ball wins through the air by Marquaias Patterson and Ray Javey. Taylor finished the drive with a 7-yard TD catch in the corner of the end zone.

The Falcons had a chance to score points before halftime. Fitch came up 1 yard short on a third-and-15. They then tried a 35-yard field, but it missed wide right.

Ursuline forced the Falcons to put away the first possession of the second half, and the Irish made it 21-0 on a 1-yard QB keeper by Ferrell.

Senior Da’shaun Will intercepted the ball for the Irish and Ferrell made it 28-0 with a 7-yard touchdown run.

After a narrow 37-35 loss to undefeated Walsh Jesuit in the opening week of the season, the Irish have outscored their opponents 178-16 during their five-game winning streak.

“We were a good defensive team last season,” Ursuline coach Dan Reardon said. “I think we’re even better this season.”

Ursuline recovered an onside kick and the Irish scored the final touchdown of the game on a spectacular 43-yard touchdown catch by Taylor. Taylor reached around the defender for a highlight-reel score.

“Man, that was something different,” Reardon said. “He’s such a good football player. We see things like this almost every day in practice. We’ve gotten used to it. He is such a talented young man. He has a lot of advantages. The sky is the limit for this child.”


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“NTR Jr and Janhvi Kapoor’s film tops opening collection with ₹77 Cr.”

“NTR Jr and Janhvi Kapoor’s film tops opening collection with ₹77 Cr.”

(MENAFN – Live Mint) Devara vs Stree 2 vs Jawan Day 1 Collection: NTR Jr and Janhvi Kapoor starrer ‘Devara’ delivered a strong opening at the box office as it collected around ₹77 crore on the first day of its release. The film has surpassed the box office collections of Shraddha Kapoor’s ‘Stre 2’ and Shah Rukh Khan’s ‘Jawan’.

Horror-comedy ‘Stree 2: Sarkate Ka Aatank’ grossed ₹46 crore on the day of its release, while action thriller ‘Jawan’, which once had the biggest opening box office in the history of Hindi cinema in the country, grossed ₹75 crore on first day.

Read also | Devara Part 1: How a Warrior’s Code Reveals Hidden Money Lessons. Devara Day 1 Collection

Directed by the renowned Koratala Siva, Devara: Part 1 marks the comeback of superstar Jr NTR after his Golden Globe and Oscar success with RRR.

According to a report by Sacnilk, Devara Part 1 earned around ₹77 crore in India on the first day across all languages. The company achieved global sales of around ₹140 crore on its first day, demonstrating its strong presence in domestic and international markets. In the Telugu region, the film grossed ₹68.6 crore.

Other language contributions included ₹7 crore from the Hindi version, ₹0.3 crore from the Kannada version, ₹0.8 crore from the Tamil version and ₹0.3 crore from the Malayalam version.

Directed by the renowned Koratala Siva, Devara: Part 1 marks the comeback of superstar Jr NTR after his Golden Globe and Oscar success with RRR.

Read also | Devara: Part 1 Review: Half-hearted in every way. Stree 2 Day 1 Collection

Amar Kaushik’s directorial is a sequel to the 2018 film Stree. The horror-comedy, which received positive reviews, also features a cameo appearance by Akshay Kumar.

According to film industry tracker Sacnilk, the supernatural horror film grossed ₹46 million on the day of its release. With these figures, the total collection stands at ₹54.35 crore, including ₹8.35 crore that the film has earned since its preview.

Stree 2 is the highest-grossing Hindi film of 2024.

Read also | Audience Review of Devara Film: Jr NTR, Janhvi Kapoor’s film is receiving mixed response. Jawan Day 1 Collection

Bollywood king Shah Rukh Khan’s fast-paced action thriller Jawan grossed ₹129.6 million worldwide and ₹75 million in India on its first day. With this, “Jawan” has become the film with the biggest opening day in the history of Hindi cinema both globally and in the country, the makers had said.

Directed by Tamil filmmaker Atlee and starring superstars Nayanthara and Vijay Sethupathi in the lead roles, the pan-Indian film also features Deepika Padukone in a special role. It was released worldwide on Thursday in Hindi, Tamil and Telugu.

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“I am deeply saddened:” President Biden releases statement on Hurricane Helene

“I am deeply saddened:” President Biden releases statement on Hurricane Helene

In a recent statement, President Joe Biden said he was deeply saddened by the loss of life and devastation caused by Hurricane Helene.

[DOWNLOAD: Free WSB-TV News app for alerts as news breaks]

President Biden said he and Vice President Kamala Harris will continue to focus on life-saving and life-sustaining relief and recovery efforts.

“I am regularly updated by my team on ongoing response efforts, and my administration is in constant contact with state and local officials to ensure communities receive the support and resources they need,” Biden said.

According to the White House, FEMA Administrator Deanne Criswell, along with other state and local officials, will travel across the Southeast to assess the damage.

RELATED STORIES:

While the recovery may be lengthy, Pres. Biden said his administration will be with you “every step of the way.”

“We won’t go away. We won’t give up. “As we turn to recovery efforts, we will ensure that no resources are spared to ensure that families, businesses, schools, hospitals and entire communities can quickly begin rebuilding,” the president said.

Biden said he and first lady Jill Biden are praying for those who lost loved ones and for those whose homes, businesses and communities were affected by the hurricane.

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Camera, photo and video quality

Camera, photo and video quality

A familiar primary camera with an upgraded ultrawide

The iPhone 16 practically borrows its main camera setup from its iPhone 15 predecessor. It is quite potent – a 48MP sensor with 1/1.56″ size, 1.0µm individual pixels and sensor-shift OIS. There is a bright f/1.6 lens in front of it.

The iPhone 16 borrows its selfie from last year’s iPhone 15. The 12MP shooter has already proven its salt and is equipped with phase detection autofocus as well.

The real upgrade is with the new ultrawide camera. It is still a 12MP unit with 0.7µm individual pixels. However, this year, there is a brighter lens with an f/2.2 aperture. Plus, probably best of all, there is now phase detection autofocus on the ultrawide, which allows it to double as a macro camera for close-ups.

Another intriguing addition is the Camera Control key. It’s got a tactile switch that powers the click experience, a high-precision force sensor that enables the light press gesture, and a capacitive sensor that allows for touch and slide interactions.

When using the Camera control to start the camera, it opens up in the so-called Clean preview (seen below) where there are no controls on the screen whatsoever. This can be disabled from the Camera settings.

When the iPhone is unlocked, a single click opens the camera, and another press takes a photo. You can press and hold it to record a video for as long as you keep it pressed. You can set it so that a double click opens the camera instead to avoid accidental activations.

When you have the camera app opened, a double light press opens a camera control menu with options, which you can swipe through using the touch sensitive surface on the button. These include Exposure, Depth, Zoom, Cameras, Styles, and Tone.

A single light press would open one of the camera settings of your choice, which, again, you control by swiping left and right on the Camera control.

The button can also be set to open third-party camera apps, which support it.


Camera Control - Apple iPhone 16 review

Camera Control options

You can also set the general Camera control press sensitivity from Lighter to Firmer in the iPhone’s accessibility menu. Or while you are there, you can disable the Light press functionality and the entire Camera Control interface.

Apple iPhone 16 review

Daylight photo quality

Main camera

The iPhone 16 captures excellent 12MP stills. There is no question about it. There is plenty of detail in the frame, and everything is clean and sharp. Dynamic range is excellent, and shadows, in particular, are nicely boosted and developed. Foliage and grass look very convincing.


iPhone 16: 12MP main camera samples - f/1.6, ISO 50, 1/3831s - Apple iPhone 16 review
iPhone 16: 12MP main camera samples - f/1.6, ISO 50, 1/7813s - Apple iPhone 16 review
iPhone 16: 12MP main camera samples - f/1.6, ISO 50, 1/4950s - Apple iPhone 16 review


iPhone 16: 12MP main camera samples - f/1.6, ISO 50, 1/6993s - Apple iPhone 16 review
iPhone 16: 12MP main camera samples - f/1.6, ISO 50, 1/3125s - Apple iPhone 16 review
iPhone 16: 12MP main camera samples - f/1.6, ISO 50, 1/5348s - Apple iPhone 16 review


iPhone 16: 12MP main camera samples - f/1.6, ISO 50, 1/2865s - Apple iPhone 16 review
iPhone 16: 12MP main camera samples - f/1.6, ISO 50, 1/6329s - Apple iPhone 16 review
iPhone 16: 12MP main camera samples - f/1.6, ISO 40, 1/171s - Apple iPhone 16 review


iPhone 16: 12MP main camera samples - f/1.6, ISO 50, 1/1848s - Apple iPhone 16 review
iPhone 16: 12MP main camera samples - f/1.6, ISO 125, 1/60s - Apple iPhone 16 review
iPhone 16: 12MP main camera samples - f/1.6, ISO 125, 1/100s - Apple iPhone 16 review

iPhone 16: 12MP main camera samples

On a slightly more subjective note, Apple still prefers to keep things as “natural” as possible, primarily the colors. While we wouldn’t go as far as calling them lifeless, the colors are noticeably muted and lack any “pop”. On a more positive note, they are quite natural-looking.

As we said, just like last year’s models, the iPhone 16 has a 24MP mode for the main camera. It is a bit buried in the main camera app settings menu under formats, and we still wish there was an easy toggle for it in the camera UI. The 24MP mode is quite nice, and it could serve as the default photo setting for many people. It offers noticeably more detail in the shots, and we believe there is at least some value to using it.


iPhone 16: 24MP main camera samples - f/1.6, ISO 50, 1/3279s - Apple iPhone 16 review
iPhone 16: 24MP main camera samples - f/1.6, ISO 50, 1/6329s - Apple iPhone 16 review


iPhone 16: 24MP main camera samples - f/1.6, ISO 50, 1/2985s - Apple iPhone 16 review
iPhone 16: 24MP main camera samples - f/1.6, ISO 50, 1/6993s - Apple iPhone 16 review

iPhone 16: 24MP main camera samples

Apple also has a full-resolution 48MP mode. This one is accessible from the camera UI by pressing the “JPEG Max” toggle. While we wouldn’t go out of our way to use the 48MP mode, we were still pleasantly surprised by the results. They are sharp and really detailed.


iPhone 16: 48MP main camera samples - f/1.6, ISO 32, 1/3356s - Apple iPhone 16 review
iPhone 16: 48MP main camera samples - f/1.6, ISO 32, 1/4950s - Apple iPhone 16 review
iPhone 16: 48MP main camera samples - f/1.6, ISO 32, 1/3861s - Apple iPhone 16 review


iPhone 16: 48MP main camera samples - f/1.6, ISO 32, 1/4950s - Apple iPhone 16 review
iPhone 16: 48MP main camera samples - f/1.6, ISO 32, 1/2545s - Apple iPhone 16 review
iPhone 16: 48MP main camera samples - f/1.6, ISO 32, 1/4525s - Apple iPhone 16 review


iPhone 16: 48MP main camera samples - f/1.6, ISO 32, 1/2674s - Apple iPhone 16 review
iPhone 16: 48MP main camera samples - f/1.6, ISO 32, 1/4950s - Apple iPhone 16 review

iPhone 16: 48MP main camera samples

Here are some portrait samples, too. We noticed a slight decrease in sharpness when shooting in the dedicated Portrait mode.


iPhone 16: 12MP main camera portrait samples - f/1.6, ISO 32, 1/160s - Apple iPhone 16 review
iPhone 16: 12MP main camera portrait samples - f/1.6, ISO 50, 1/1848s - Apple iPhone 16 review


iPhone 16: 12MP main camera portrait samples - f/1.6, ISO 160, 1/60s - Apple iPhone 16 review
iPhone 16: 12MP main camera portrait samples - f/1.6, ISO 125, 1/100s - Apple iPhone 16 review

iPhone 16: 12MP main camera portrait samples

2x crop zoom

At 2x digital zoom, photos come out looking very solid, but we wouldn’t call them “excellent”. There is plenty of detail and practically no noise, even in challenging conditions. The overall rendition is a nearly perfect match to 1x photos, as you would expect.


iPhone 16: 12MP main camera 2x zoom samples - f/1.6, ISO 32, 1/4630s - Apple iPhone 16 review
iPhone 16: 12MP main camera 2x zoom samples - f/1.6, ISO 25, 1/5814s - Apple iPhone 16 review
iPhone 16: 12MP main camera 2x zoom samples - f/1.6, ISO 32, 1/4630s - Apple iPhone 16 review


iPhone 16: 12MP main camera 2x zoom samples - f/1.6, ISO 25, 1/4975s - Apple iPhone 16 review
iPhone 16: 12MP main camera 2x zoom samples - f/1.6, ISO 50, 1/2451s - Apple iPhone 16 review
iPhone 16: 12MP main camera 2x zoom samples - f/1.6, ISO 32, 1/4630s - Apple iPhone 16 review


iPhone 16: 12MP main camera 2x zoom samples - f/1.6, ISO 32, 1/2865s - Apple iPhone 16 review
iPhone 16: 12MP main camera 2x zoom samples - f/1.6, ISO 32, 1/4329s - Apple iPhone 16 review

iPhone 16: 12MP main camera 2x zoom samples

However, there is a noticeable drop in quality compared to 1x shots. Nothing that would render the photos unusable or anything like that, but a bit more than we would have liked to see.

The same goes for 2x Portrait mode shots. These tend to be softer still in the dedicated Portrait mode.


iPhone 16: 12MP main camera 2x zoom portrait samples - f/1.6, ISO 25, 1/121s - Apple iPhone 16 review
iPhone 16: 12MP main camera 2x zoom portrait samples - f/1.6, ISO 40, 1/1156s - Apple iPhone 16 review


iPhone 16: 12MP main camera 2x zoom portrait samples - f/1.6, ISO 125, 1/60s - Apple iPhone 16 review
iPhone 16: 12MP main camera 2x zoom portrait samples - f/1.6, ISO 50, 1/50s - Apple iPhone 16 review

iPhone 16: 12MP main camera 2x zoom portrait samples

Ultrawide camera

Overall, the ultrawide photo quality is solid, and we like the level of captured detail in the frame. There is low noise, and the overall rendition, including colors, contrast and exposure, is well-matched with the main camera.


iPhone 16: 12MP ultrawide camera samples - f/2.2, ISO 50, 1/2208s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera samples - f/2.2, ISO 50, 1/3717s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera samples - f/2.2, ISO 50, 1/2584s - Apple iPhone 16 review


iPhone 16: 12MP ultrawide camera samples - f/2.2, ISO 50, 1/3247s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera samples - f/2.2, ISO 50, 1/1672s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera samples - f/2.2, ISO 50, 1/2874s - Apple iPhone 16 review


iPhone 16: 12MP ultrawide camera samples - f/2.2, ISO 50, 1/1536s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera samples - f/2.2, ISO 50, 1/3390s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera samples - f/2.2, ISO 50, 1/3546s - Apple iPhone 16 review

iPhone 16: 12MP ultrawide camera samples

As for things we find a bit less likable, there is sharpness, which isn’t ideal and dynamic range, which is noticeably more limited than the main camera. That being said, both of these deficiencies are expected on an ultrawide and ultrawides are usually the weakest link in the camera setup of a phone, regardless of price. So, we can’t complain too much.

This year’s new and exciting development is the ultrawide’s ability to autofocus and thus double as a macro shooter. It does that job surprisingly well with very clean and detailed close-up shots.


iPhone 16: 12MP ultrawide camera macro samples - f/2.2, ISO 40, 1/501s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera macro samples - f/2.2, ISO 40, 1/114s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera macro samples - f/2.2, ISO 40, 1/5650s - Apple iPhone 16 review


iPhone 16: 12MP ultrawide camera macro samples - f/2.2, ISO 40, 1/849s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera macro samples - f/2.2, ISO 125, 1/99s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera macro samples - f/2.2, ISO 250, 1/66s - Apple iPhone 16 review


iPhone 16: 12MP ultrawide camera macro samples - f/2.2, ISO 100, 1/99s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera macro samples - f/2.2, ISO 200, 1/99s - Apple iPhone 16 review

iPhone 16: 12MP ultrawide camera macro samples

Selfie camera

As we have already mentioned, the iPhone 16 borrows its selfie camera from the iPhone 15, and we already know that it is a potent shooter. The level of detail in selfies is excellent, and Apple always exposes the subject’s face, even in more challenging conditions, as it should be. The inclusion of autofocus helps keep things sharp and clear.


iPhone 16: 12MP selfie camera samples - f/1.9, ISO 64, 1/210s - Apple iPhone 16 review
iPhone 16: 12MP selfie camera samples - f/1.9, ISO 40, 1/730s - Apple iPhone 16 review
iPhone 16: 12MP selfie camera samples - f/1.9, ISO 25, 1/1684s - Apple iPhone 16 review


iPhone 16: 12MP selfie camera samples - f/1.9, ISO 160, 1/60s - Apple iPhone 16 review
iPhone 16: 12MP selfie camera samples - f/1.9, ISO 160, 1/50s - Apple iPhone 16 review
iPhone 16: 12MP selfie camera samples - f/1.9, ISO 25, 1/1148s - Apple iPhone 16 review


iPhone 16: 12MP selfie camera samples - f/1.9, ISO 25, 1/947s - Apple iPhone 16 review
iPhone 16: 12MP selfie camera samples - f/1.9, ISO 40, 1/675s - Apple iPhone 16 review
iPhone 16: 12MP selfie camera samples - f/1.9, ISO 25, 1/1684s - Apple iPhone 16 review

iPhone 16: 12MP selfie camera samples

Sharpness does suffer a bit when indoors, but that is expected. Colors are also a bit muted, particularly indoors, but that is pretty much in line with expectations.

Low-light camera quality

The iPhone 16 doesn’t have a dedicated Night mode that you can select yourself. Apple makes all the decisions automatically through the default photo mode. You will notice that in some particularly challenging lighting scenarios, the phone will take a bit longer to capture a photo. That’s how you know that Night mode has kicked in. There is an indication in the camera UI as well.

We noticed that most of the time while shooting with the main camera, the iPhone 16 prefers not to trigger Night mode processing. It kicks in a lot more frequently with the ultrawide camera or while shooting in 2x zoomed mode.

Main camera

Low-light shots from the main camera are very impressive. They are clean, sharp and detailed. Noise is very minimal and yet the pictures don’t look overprocessed. Contrast is nice, and darker areas are very well developed without sacrificing detail. Highlights are generally well-handled as well.


iPhone 16: 12MP main camera low-light samples - f/1.6, ISO 500, 1/25s - Apple iPhone 16 review
iPhone 16: 12MP main camera low-light samples - f/1.6, ISO 640, 1/25s - Apple iPhone 16 review


iPhone 16: 12MP main camera low-light samples - f/1.6, ISO 800, 1/9s - Apple iPhone 16 review
iPhone 16: 12MP main camera low-light samples - f/1.6, ISO 640, 1/33s - Apple iPhone 16 review

iPhone 16: 12MP main camera low-light samples

2x crop zoom

2x zoom shots from the main camera in low light are solid. To our surprise, the overall quality is comparable to the daylight 2x zoom shots. Performance seems to be consistent regardless of the lighting conditions.


iPhone 16: 12MP main camera low-light 2x zoom samples - f/1.6, ISO 320, 1/20s - Apple iPhone 16 review
iPhone 16: 12MP main camera low-light 2x zoom samples - f/1.6, ISO 400, 1/20s - Apple iPhone 16 review


iPhone 16: 12MP main camera low-light 2x zoom samples - f/1.6, ISO 250, 1/5s - Apple iPhone 16 review
iPhone 16: 12MP main camera low-light 2x zoom samples - f/1.6, ISO 400, 1/25s - Apple iPhone 16 review

iPhone 16: 12MP main camera low-light 2x zoom samples

Ultrawide camera

Ultrawide shots are once again okay but not spectacular. There is plenty of detail in the frame, and the contrast is solid. However, these photos can look a bit grainy at times. We’ve seen better ultrawide implementations at this price point.


iPhone 16: 12MP ultrawide camera low-light samples - f/2.2, ISO 800, 1/25s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera low-light samples - f/2.2, ISO 1250, 1/25s - Apple iPhone 16 review


iPhone 16: 12MP ultrawide camera low-light samples - f/2.2, ISO 1250, 1/8s - Apple iPhone 16 review
iPhone 16: 12MP ultrawide camera low-light samples - f/2.2, ISO 800, 1/25s - Apple iPhone 16 review

iPhone 16: 12MP ultrawide camera low-light samples

Video capture quality

You can check out the playlist below, which includes multiple video samples.

https://www.youtube.com/watch?v=videoseries

The iPhone 16 can record 2160p video across all of its cameras. This includes the selfie. Stabilization is also included in all modes. It is always on and can not be turned off. If you want to capture 4K@60fps videos, you must do so in the “high-efficiency” HEVC/h.265 format, which is not supported everywhere for playback. Otherwise, videos get captured in a standard AVC/h.264 video stream at around 45 Mbps. There are two audio tracks recorded – stereo AAC and four-channel APAC. All of this is stored inside a MOV container.

Starting with the main camera, its 4K footage is excellent and pretty fault-free. Detail is great, and so is sharpness, dynamic range is good and wide with good contrast. Color rendition is very accurate. All in all, the iPhone 16 lives up to Apple’s reputation for industry-leading video capture.

At 2x zoom, videos still look great. There is a drop in sharpness, as expected, but nothing severe. Noise starts to creep in, but it is perfectly within reason.

Apple iPhone 16 review

4K footage from the ultrawide camera is very likable. Detail is great, and everything looks nice and sharp. Dynamic range is surprisingly wide. Colors are actually a bit more lively than on the main camera, which is kind of surprising.

Selfie camera video is excellent all around. It is very detailed and clean. Skin texture and tones come through nicely.

The low-light footage from both cameras is good, impressive even. The main camera outputs clean, sharp videos with a wide dynamic range and plenty of details, even in the shadows. The ultrawide camera tones down the contrast and introduces some noise, but it’s still pretty good. After all, it’s an ultrawide camera, so we can’t expect much from a low-light video.

Stabilization works great across all cameras. We have no complaints.

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What is the best way to invest $100,000 in cash?

What is the best way to invest 0,000 in cash?

Here lies a problem that most people would be happy to solve: You have an extra $100,000 in cash on hand and you’re not sure what to do with it. The operative word here is discretion. We will assume that your additional $100,000 is actually there Extra and that you have no outstanding debt, especially high-interest credit card debt.

If you have outstanding debt, most financial experts would say that your priority for that change is to pay off your debt.

Once that’s done, and you already have other assets in place – such as a viable retirement plan, an adequate emergency fund, and other well-placed capital – you’re already ahead of the competition. If so, you probably already know some of your options. However, if you are new to investing, you may want to start with some research.

There is no optimal way to use this money as there are many options. Your goal is to choose the investment instrument – ​​or combination of investment instruments – that is right for you. Below are some of the best options for making money.

Key insights

  • If you have so-called discretionary cash, take care of the essentials first: pay off debts, set up or continue financing a retirement plan, and set aside an emergency fund.
  • If the source of your money comes from a retirement account such as an IRA, consider tax-free transfers to other qualified accounts.
  • Investments like stocks, bonds, mutual funds, and CDs are a good way to use cash.
  • Real estate can be a rewarding option with potential for generous profits.
  • For those who are risk-averse, CDs and high-interest savings accounts are viable options.

Because of inflation, savings accounts and CDs are paying better interest rates than they have in years. Starting in late 2024, interest rates above 4% can be found on savings accounts and short-term CDs. Compare offers for the best prices.

Property

While this may not be the most exciting prospect, you should think about paying off your mortgage if you have one. If you don’t own a home or other investment property, consider investing in real estate. Real estate can be a solid investment. However, it carries risks and requires you to do your due diligence.

Traditional real estate investments

When most people think about investing in real estate, they think about buying and selling properties or buying and renting them to generate income. Several factors contribute to whether profits are realized quickly, over a long period of time, or at all.

First: location, location, location! The location of a property is one of the most important determinants of its value. To get the most bang for your buck, choosing the right location is just as important as choosing the right property.

Market conditions are perhaps the best indicator of whether traditional real estate investing is a good idea. When prices are volatile, it might be a good time to sit back and wait for them to stabilize.

Real estate purchases require a significant capital outlay. An investor should consider the return on investment (ROI), the profitability of the property and the associated costs before investing. Consider how much of your $100,000 will go toward purchasing, repairs, renovations, and marketing the property.

When it comes to flips, selling costs should be taken into account. When renting, maintenance costs must be taken into account.

Real estate is one of the few assets that tends to increase in value over time. Therefore, some investors hold on to their properties until the appreciation in value is large enough to generate the desired profit.

Real Estate Investment Fund (REIT)

If you want to invest in real estate without the complexities of buying property outright, a real estate investment trust (REIT) could be a good option. Investing is easy and doesn’t necessarily require a lot of money. Some investment platforms allow investments starting from $100.

Unlike traditional real estate investments that are flipped and resold, REITs have properties in their portfolios that generate income. This includes retail spaces, medical facilities, residential properties and commercial properties such as office buildings.

You can purchase REIT shares through a broker or directly from the REIT company. REITs pay dividends to their shareholders, which are taxed as ordinary income; However, gains are taxed as capital gains.

Taxable Investments

You can invest your extra money in taxable investments. This means your income or capital gains are considered taxable income.

Some of the more common taxable investments include stocks, bonds, mutual funds, and exchange-traded funds (ETFs). Some of these instruments, such as dividend stocks, could generate regular income.

This approach is made more attractive by tax policies that generally treat capital gains more favorably compared to earned income and ordinary interest income.

Low risk investments

If you are hesitant about investing in the market and want to keep your money safe, you can invest in high-yield certificates of deposit (CDs) or a high-yield savings account. Your client is even insured by the federal government if they are an FDIC member (which is the case with almost all banks).

Don’t just stop by your local bank branch. You should shop around for the best bank interest rates. The best interest rates for high-yield savings accounts may be offered by the online platforms of several financial services companies whose names you may already know – such as Goldman Sachs, American Express and Barclays Bank. You can also find out-of-state banks online with competitive offers.

Retirement accounts

If your retirement plan is an individual retirement account (IRA) or a 401(k) account, both of which are tax-deductible but not tax-free, you might consider opening a Roth IRA account.

With a Roth account, you pay the income tax due in the year you contribute the money, but owe no additional tax on the capital or investment gains when you withdraw the money.

Conversion to a Roth IRA is a taxable event, with the amount of the conversion reported as ordinary taxable income.

Not only can Roth earnings grow tax-free, but the account is not subject to IRS required minimum distributions, allowing funds to accumulate beyond retirement. Unlike traditional IRAs, there is no maximum age limit for participation.

Unless you roll over from an eligible retirement account, it wouldn’t be possible to invest the entire $100,000 because the IRS limits how much you can contribute to a Roth annually. For 2023, the maximum contribution is $6,500 or $7,500 for those age 50 or older, increasing to $7,000 in 2024 ($8,000 for those age 50 or older).

Additionally, the taxpayer’s adjusted gross income (AGI) cannot exceed the limit for Roth eligibility. Married couples filing jointly and widowed individuals cannot contribute if their income is $228,000 or more, rising to $240,000 in 2024.

Diversify, diversify, diversify

Your $100,000 is a respectable amount to be able to apply the Investing 101 mantra of diversification. In other words, it would be wise to split the $100,000, putting some of it into vehicles you already own, such as: B. your IRA, and use the rest to try out some new investment vehicles.

Deciding how to allocate this type of additional capital requires you to carefully weigh your options, consider your short- and long-term financial goals, and be realistic about your risk tolerance.

As always, it’s a good idea to seek advice from a financial professional before investing.

Additional tips

There are many ways to invest your $100,000, including building and managing an investment portfolio. If you’re a savvy investor, you may be able to go it alone and pick your stocks, bonds, and other securities.

If you are a novice investor, it makes sense to seek the services of a licensed financial advisor. These professionals develop investment solutions to help you achieve your financial goals. Not only do they provide recommendations, but they can also manage how and where you invest your money.

To protect your money and determine where you should invest it, it is crucial to understand how your money is taxed because different investments lead to different tax situations. If your $100,000 is tax-free, consider tax-efficient investments. If the source of your $100,000 is a qualified retirement account, consider rollover or transfer options that defer taxation and provide features that meet your financial goals.

How can I invest $100,000 to earn passive income?

You could invest your $100,000 in real estate, real estate investment trusts (REITs), stocks, or other securities. Research your options thoroughly and speak to a professional, such as a broker or investment advisor, to help you choose the investment that will generate the income you want.

How can I invest $100,000 to make $1 million?

It’s possible to make $1 million on a $100,000 investment, but it will likely require long-term investments. Some investments have generated huge returns quickly, but are extremely risky. Financial advisors can help you choose what best suits your needs and meets your goals.

What real estate options are good for investing $100,000?

A common real estate investing option is real estate flipping, which involves purchasing a property, renovating it, and later selling it for a profit. Real estate investors can also rent out the property to generate monthly income while increasing the value of the property.

However, purchasing a property requires a large amount of cash. Another option is to invest in a real estate investment trust (REIT), which invests in income-producing properties and requires less capital.

The conclusion

You have $100,000 and need to know where to invest it. The recommended first step is to consider your options to make an informed decision. Use due diligence to ensure your funds end up where you want them. There are numerous options available, from real estate to managed portfolios. The journey to making the right investment can be just as rewarding as the money invested.

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What is the best way to invest $100,000 in cash?

What is the best way to invest 0,000 in cash?

Here lies a problem that most people would be happy to solve: You have an extra $100,000 in cash on hand and you’re not sure what to do with it. The operative word here is discretion. We will assume that your additional $100,000 is actually there Extra and that you have no outstanding debt, especially high-interest credit card debt.

If you have outstanding debt, most financial experts would say that your priority for that change is to pay off your debt.

Once that’s done, and you already have other assets in place – such as a viable retirement plan, an adequate emergency fund, and other well-placed capital – you’re already ahead of the competition. If so, you probably already know some of your options. However, if you are new to investing, you may want to start with some research.

There is no optimal way to use this money as there are many options. Your goal is to choose the investment instrument – ​​or combination of investment instruments – that is right for you. Below are some of the best options for making money.

Key insights

  • If you have so-called discretionary cash, take care of the essentials first: pay off debts, set up or continue financing a retirement plan, and set aside an emergency fund.
  • If the source of your money comes from a retirement account such as an IRA, consider tax-free transfers to other qualified accounts.
  • Investments like stocks, bonds, mutual funds, and CDs are a good way to use cash.
  • Real estate can be a rewarding option with potential for generous profits.
  • For those who are risk-averse, CDs and high-interest savings accounts are viable options.

Because of inflation, savings accounts and CDs are paying better interest rates than they have in years. Starting in late 2024, interest rates above 4% can be found on savings accounts and short-term CDs. Compare offers for the best prices.

Property

While this may not be the most exciting prospect, you should think about paying off your mortgage if you have one. If you don’t own a home or other investment property, consider investing in real estate. Real estate can be a solid investment. However, it carries risks and requires you to do your due diligence.

Traditional real estate investments

When most people think about investing in real estate, they think about buying and selling properties or buying and renting them to generate income. Several factors contribute to whether profits are realized quickly, over a long period of time, or at all.

First: location, location, location! The location of a property is one of the most important determinants of its value. To get the most bang for your buck, choosing the right location is just as important as choosing the right property.

Market conditions are perhaps the best indicator of whether traditional real estate investing is a good idea. When prices are volatile, it might be a good time to sit back and wait for them to stabilize.

Real estate purchases require a significant capital outlay. An investor should consider the return on investment (ROI), the profitability of the property and the associated costs before investing. Consider how much of your $100,000 will go toward purchasing, repairs, renovations, and marketing the property.

When it comes to flips, selling costs should be taken into account. When renting, maintenance costs must be taken into account.

Real estate is one of the few assets that tends to increase in value over time. Therefore, some investors hold on to their properties until the appreciation in value is large enough to generate the desired profit.

Real Estate Investment Fund (REIT)

If you want to invest in real estate without the complexities of buying property outright, a real estate investment trust (REIT) could be a good option. Investing is easy and doesn’t necessarily require a lot of money. Some investment platforms allow investments starting from $100.

Unlike traditional real estate investments that are flipped and resold, REITs have properties in their portfolios that generate income. This includes retail spaces, medical facilities, residential properties and commercial properties such as office buildings.

You can purchase REIT shares through a broker or directly from the REIT company. REITs pay dividends to their shareholders, which are taxed as ordinary income; However, gains are taxed as capital gains.

Taxable Investments

You can invest your extra money in taxable investments. This means your income or capital gains are considered taxable income.

Some of the more common taxable investments include stocks, bonds, mutual funds, and exchange-traded funds (ETFs). Some of these instruments, such as dividend stocks, could generate regular income.

This approach is made more attractive by tax policies that generally treat capital gains more favorably compared to earned income and ordinary interest income.

Low risk investments

If you are hesitant about investing in the market and want to keep your money safe, you can invest in high-yield certificates of deposit (CDs) or a high-yield savings account. Your client is even insured by the federal government if they are an FDIC member (which is the case with almost all banks).

Don’t just stop by your local bank branch. You should shop around for the best bank interest rates. The best interest rates for high-yield savings accounts may be offered by the online platforms of several financial services companies whose names you may already know – such as Goldman Sachs, American Express and Barclays Bank. You can also find out-of-state banks online with competitive offers.

Retirement accounts

If your retirement plan is an individual retirement account (IRA) or a 401(k) account, both of which are tax-deductible but not tax-free, you might consider opening a Roth IRA account.

With a Roth account, you pay the income tax due in the year you contribute the money, but owe no additional tax on the capital or investment gains when you withdraw the money.

Conversion to a Roth IRA is a taxable event, with the amount of the conversion reported as ordinary taxable income.

Not only can Roth earnings grow tax-free, but the account is not subject to IRS required minimum distributions, allowing funds to accumulate beyond retirement. Unlike traditional IRAs, there is no maximum age limit for participation.

Unless you roll over from an eligible retirement account, it wouldn’t be possible to invest the entire $100,000 because the IRS limits how much you can contribute to a Roth annually. For 2023, the maximum contribution is $6,500 or $7,500 for those age 50 or older, increasing to $7,000 in 2024 ($8,000 for those age 50 or older).

Additionally, the taxpayer’s adjusted gross income (AGI) cannot exceed the limit for Roth eligibility. Married couples filing jointly and widowed individuals cannot contribute if their income is $228,000 or more, rising to $240,000 in 2024.

Diversify, diversify, diversify

Your $100,000 is a respectable amount to be able to apply the Investing 101 mantra of diversification. In other words, it would be wise to split the $100,000, putting some of it into vehicles you already own, such as: B. your IRA, and use the rest to try out some new investment vehicles.

Deciding how to allocate this type of additional capital requires you to carefully weigh your options, consider your short- and long-term financial goals, and be realistic about your risk tolerance.

As always, it’s a good idea to seek advice from a financial professional before investing.

Additional tips

There are many ways to invest your $100,000, including building and managing an investment portfolio. If you’re a savvy investor, you may be able to go it alone and pick your stocks, bonds, and other securities.

If you are a novice investor, it makes sense to seek the services of a licensed financial advisor. These professionals develop investment solutions to help you achieve your financial goals. Not only do they provide recommendations, but they can also manage how and where you invest your money.

To protect your money and determine where you should invest it, it is crucial to understand how your money is taxed because different investments lead to different tax situations. If your $100,000 is tax-free, consider tax-efficient investments. If the source of your $100,000 is a qualified retirement account, consider rollover or transfer options that defer taxation and provide features that meet your financial goals.

How can I invest $100,000 to earn passive income?

You could invest your $100,000 in real estate, real estate investment trusts (REITs), stocks, or other securities. Research your options thoroughly and speak to a professional, such as a broker or investment advisor, to help you choose the investment that will generate the income you want.

How can I invest $100,000 to make $1 million?

It’s possible to make $1 million on a $100,000 investment, but it will likely require long-term investments. Some investments have generated huge returns quickly, but are extremely risky. Financial advisors can help you choose what best suits your needs and meets your goals.

What real estate options are good for investing $100,000?

A common real estate investing option is real estate flipping, which involves purchasing a property, renovating it, and later selling it for a profit. Real estate investors can also rent out the property to generate monthly income while increasing the value of the property.

However, purchasing a property requires a large amount of cash. Another option is to invest in a real estate investment trust (REIT), which invests in income-producing properties and requires less capital.

The conclusion

You have $100,000 and need to know where to invest it. The recommended first step is to consider your options to make an informed decision. Use due diligence to ensure your funds end up where you want them. There are numerous options available, from real estate to managed portfolios. The journey to making the right investment can be just as rewarding as the money invested.

Posted on

Cocke County, Newport TN evacuated following flooding in Helene

Cocke County, Newport TN evacuated following flooding in Helene

(This report has been updated with new information.)

Officials in Cocke County ordered all of downtown Newport to evacuate immediately after 3 p.m. on September 27 after reports that a dam in North Carolina had “suffered a catastrophic failure,” despite the Tennessee Emergency Management Agency announced that around 4:40 p.m. Duke Energy said the dam had not failed.

Walters Dam is owned and operated by Duke Energy. He controls part of the Pigeon River. Walters Dam is also known as Waterville Dam and both names have been used in the notices of various officials.

“Duke Energy currently has all gates open at Waterville Dam and continues to transfer water through the dam,” Duke Energy spokeswoman Madison McDonald said in an email to Knox News. “We can confirm that both the dam and our locks are operating as expected.”

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What time and what TV channel is Penn State vs. Illinois Football on? Here’s how you can live stream for FREE

What time and what TV channel is Penn State vs. Illinois Football on? Here’s how you can live stream for FREE

The 9th-ranked Penn State Nittany Lions bring unofficial white-out energy to Beaver Stadium on Saturday night as they take on No. 19 Illinois. The game is scheduled to begin at 7:30 p.m. ET and will be televised on NBC Streaming on demand.

  • How to watch: Live streams of the Penn State vs. Illinois game are available with offerings from FuboTV (free trial), SlingTV (low adoption rate) And DirecTV Stream (Free Trial).
  • For a limited time, FuboTV offers $30 off in the first month after the free trial period. With a $30 offer, plans start at $49.99.
  • The game is also streaming on Peacockwhich is available for $7.99 per month or less when paid annually.

#19 Illinois battles Illini (4-0) at #9 Penn State Nittany Lions (3-0)

NCAA football matchup at a glance

When: Saturday, September 28 at 7:30 p.m. ET

Where: Beaver Stadium, University Park, Pennsylvania.

TV channel: NBC and Peacock

Live streams: FuboTV (free trial) | SlingTV (low adoption rate) | DirecTV Stream (Free Trial) | Peacock ($7.99/month)

Penn State is back on track after a great 56-0 win over Kent State last Saturday, in which eight different players accounted for the team’s eight touchdowns. This season, Penn State leads the nation in passing efficiency, is No. 7 in total offense and No. 9 in total defense, with previous wins over West Virginia (34-12) and Bowling Green (34-27).

Illinois rolls into University Park with a 4-0 record that includes wins over teams that were ranked No. 1 at the time. 19 Kansas and then No. 22 Nebraska. The Fighting Illini have received significantly improved play from quarterback Luke Altmyer while also building a strong defense and running game.

Penn State Nittany Lions vs. Illinois Fighting Illini: Know your live streaming options

  • FuboTV (free trial)outstanding viewing experience with huge library of live sports content; The length of the free trial varies. The monthly rate after the free trial starts at $49.99 for the duration of the first month’s discount of $30.
  • SlingTV (low adoption rate) The discounted first month is best if you’re out of free trials or looking for more than a month of TV
  • DirecTV Stream (Free Trial) Not the same viewing experience as FuboTV, but the standard 7-day free trial is still the longest in streaming.
  • Peacock ($7.99+/month) The live sports library is growing, offering exclusive NFL and college football games all season long.

The Lions and Illini are scheduled to kick off at 7:30 p.m. ET on NBC. Live streams are available at FuboTV (free trial), DirecTV Stream (Free Trial) And SlingTV (low adoption rate).

The game is also streaming on Peacockwhich is available for $7.99 per month or less when paid annually.

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Cross-Town Rival Won’t Go to ‘Nutty Numbers’ for Superstar; Could Mets overbid?

Cross-Town Rival Won’t Go to ‘Nutty Numbers’ for Superstar; Could Mets overbid?

The postseason is approaching, but free agency isn’t far behind.

In about six weeks, superstar outfielder Juan Soto will hit the free agent market for the first time in his career and is expected to sign a historic long-term contract.

While Soto had an excellent year in his first season with the New York Yankees, it remains to be seen whether they can keep him.

The New York Mets and billionaire Steve Cohen certainly have the wherewithal to lure Soto out of the Bronx by making themselves the highest bidder for his services. And one MLB insider believes the Yankees will actually be outbid by another club for Soto.

“We don’t really know what Soto cares about – does he really want to stay with the Yankees or does he like a lot of players, and by the way that’s totally their prerogative, some players equate money with respect,” ESPN MLB Insider Buster Olney told Pinstripe area At the beginning of the week. “Does Soto want to get a record amount of dollars from one of these teams?

“And I think in the end the Yankees are going to be outbid by someone. I can’t imagine Hal (Steinbrenner) is going to put up crazy numbers, and we don’t know if (New York Mets owner) Steve Cohen is going to do the same thing he did with some of his skills and just outshine the competition . ”

Soto hit a career-high 41 home runs this season. He’ll be just 26 when free agency begins, and the Mets could build their franchise around the star slugger.

“I was told in spring training, ‘This is our (the Mets) guy,’” Olney added. “Like Soto, the focus is on what the Mets are going to try to do.”

Pete Alonso, the Mets’ franchise cornerstone, will also hit the open market. It seems unlikely that both Alonso and Soto will sign long-term deals, but with Cohen at the helm, it’s still possible.

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What time and what TV channel is Penn State vs. Illinois Football on? Here’s how you can live stream for FREE

What time and what TV channel is Penn State vs. Illinois Football on? Here’s how you can live stream for FREE

The 9th-ranked Penn State Nittany Lions bring unofficial white-out energy to Beaver Stadium on Saturday night as they take on No. 19 Illinois. The game is scheduled to begin at 7:30 p.m. ET and will be televised on NBC Streaming on demand.

  • How to watch: Live streams of the Penn State vs. Illinois game are available with offerings from FuboTV (free trial), SlingTV (low adoption rate) And DirecTV Stream (Free Trial).
  • For a limited time, FuboTV offers $30 off in the first month after the free trial period. With a $30 offer, plans start at $49.99.
  • The game is also streaming on Peacockwhich is available for $7.99 per month or less when paid annually.

#19 Illinois battles Illini (4-0) at #9 Penn State Nittany Lions (3-0)

NCAA football matchup at a glance

When: Saturday, September 28 at 7:30 p.m. ET

Where: Beaver Stadium, University Park, Pennsylvania.

TV channel: NBC and Peacock

Live streams: FuboTV (free trial) | SlingTV (low adoption rate) | DirecTV Stream (Free Trial) | Peacock ($7.99/month)

Penn State is back on track after a great 56-0 win over Kent State last Saturday, in which eight different players accounted for the team’s eight touchdowns. This season, Penn State leads the nation in passing efficiency, is No. 7 in total offense and No. 9 in total defense, with previous wins over West Virginia (34-12) and Bowling Green (34-27).

Illinois rolls into University Park with a 4-0 record that includes wins over teams that were ranked No. 1 at the time. 19 Kansas and then No. 22 Nebraska. The Fighting Illini have received significantly improved play from quarterback Luke Altmyer while also building a strong defense and running game.

Penn State Nittany Lions vs. Illinois Fighting Illini: Know your live streaming options

  • FuboTV (free trial)outstanding viewing experience with huge library of live sports content; The length of the free trial varies. The monthly rate after the free trial starts at $49.99 for the duration of the first month’s discount of $30.
  • SlingTV (low adoption rate) The discounted first month is best if you’re out of free trials or looking for more than a month of TV
  • DirecTV Stream (Free Trial) Not the same viewing experience as FuboTV, but the standard 7-day free trial is still the longest in streaming.
  • Peacock ($7.99+/month) The live sports library is growing, offering exclusive NFL and college football games all season long.

The Lions and Illini are scheduled to kick off at 7:30 p.m. ET on NBC. Live streams are available at FuboTV (free trial), DirecTV Stream (Free Trial) And SlingTV (low adoption rate).

The game is also streaming on Peacockwhich is available for $7.99 per month or less when paid annually.